Privacy Policy
PRIVACY STATEMENT
S&C respects the privacy of all personal information. If you submit personal information with respect to any insurance products featured herein, this information may be used in one or more of the following ways. "Application Information" is information we receive from you on applications or other forms, by phone, and online. It may include your name, address, and telephone number, e-mail addresses, driver's license number, social security number, date of birth, length of employment, gender, marital status, prior insurance information, home ownership, length of residency, vehicle descriptions, miles driven and vehicle use, other drivers, and driving history. "Transaction Information" is information about your transactions with us or others. It includes your insurance coverage selections and premiums, payment and claims history, and information necessary for billing and payment. "Consumer Report and State Information" is information we receive from a consumer reporting or a State regulatory agency and is used to confirm or supplement Application Information. It may include motor vehicle reports and claims history reports. We will disclose Consumer Report and State Information as necessary to quote or service your insurance needs and as permitted or required by law. We will share information as necessary to transact your insurance needs and business with various insurance carriers or others.
We only disclose your personal information as necessary to effect, administer, or enforce your transaction with us, or in conjunction with servicing your insurance needs through insurance carriers, reinsurance carries, State regulatory agencies or their respective representatives. Parties we share information with may include a wide group of Insurance underwriting companies, claims representatives, courts and government agencies. We may also disclose information as required by organizations with whom we have an existing relationship and with which we have joint marketing agreements.
ON-LINE DATA
For each visitor to the Website, our web server automatically recognizes the domain name. We collect the domain name and the e-mail addresses of those who communicate with us via e-mail, and aggregate information on the pages consumers visit and information volunteered by the consumer, such as quote requests, survey information or site registrations. By publishing, posting, advertising distributing, disseminating, or uploading any information or material to this Website, you agree that S&C may in its discretion freely use, republish, make derivative works from, or sell that information and material and anything derived therefrom for its exclusive benefit or for the benefit or others.
USE OF COOKIES
When you first visit the Website, a cookie may sometimes be sent to your computer. "Cookies" are very small files sent to your hard drive that essentially identify your computer and are important to assist in the collection of vital data, such as your user preferences when visiting the Website. We use cookies to improve the quality of our Website and to better understand how people interact with us. We do not use cookies to access personal information. Rather, it is a tool that we use to compile aggregated statistics that we use to better serve you. Of course, you can reset your web browser to refuse all cookies or to indicate when a cookie is being sent. However, without cookies, some features or services of the Website may not be available or will be impaired. In addition, viewing this Website creates a copy of S&C's materials in your computer's random access memory and/or in your hard drive or proxy server.
OUTSIDE THE UNITED STATES
If you access the Website from outside the United States, you are responsible for compliance with foreign and local laws. S&C does not provide insurance brokerage or other services to governments or others who are subject to U.S. trade sanctions or to anyone on the U.S. Treasury Department's Office of Foreign Asset Control's lists of Specially Designated Nationals, Specially Designated Global Terrorists, and Foreign Terrorist Organizations.
CONTACT US
You may contact us at any time at:
Swett & Crawford
3350 Riverwood Parkway SE
Suite 1100
Atlanta, GA 30339
webmaster@swett.com
Phone: 404.240.5200
Fax: 404.240.5393
Although S&C will in most circumstances be able to receive your e-mail or other information provided through this Website , S&C does not guarantee that it will receive all such e-mail or other information timely and accurately and will not be legally obligated to read, act on, or respond to any such e-mail or other information. Be aware that Internet e-mail typically is not secure. S&C is not currently prepared to receive encrypted e-mail so you should be cautious about the e-mail and other information you send us through the Internet.
GENERAL
This Website resides on a server in Atlanta, Georgia, USA. You agree that these Terms and Conditions and your use of this Website are governed by the laws of the State of Georgia, U.S.A. You hereby consent to the exclusive jurisdiction and venue of the courts, tribunals, agencies, and other dispute resolution organizations in Atlanta, Georgia, USA in all disputes (a) arising out of, relating to, or concerning this Website and/or these Terms and Conditions; (b) in which this Website and/or these Terms and Conditions are an issue or a material fact; or (c) in which this Website and/or these Terms and Conditions are referenced in a paper filed in a court, tribunal, agency, or other dispute resolution organization. Use of this Website is unauthorized in any jurisdiction that does not give full effect to all provisions of these Terms and Conditions, including without limitation this paragraph and the warranty disclaimers and liability exclusions above. S&C has endeavored to comply with all legal requirements known to it in creating and maintaining this Website, but makes no representation that materials on this Website are appropriate or available for use in any particular jurisdiction. Use of this Website is unauthorized in any jurisdiction where all or any portion of this Website may violate any legal requirements, and you agree not to access this Website in any such jurisdiction. You are responsible for compliance with applicable laws. Any use in contravention of this provision or any provision of these Terms and Conditions is at your own risk and, if any part of these Terms and Conditions are invalid or unenforceable under applicable law, the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of these Terms and Conditions will govern such use.
You agree that S&C may at any time and without notice change the terms, conditions, and notices under which this Website is offered.
You agree that no joint venture, partnership, employment, or agency relationship exists between you and S&C as a result of these Terms and Conditions or your use of this Website.
S&C's performance of these Terms and Conditions is subject to existing laws and legal process, and nothing contained in these Terms and Conditions is in derogation of S&C's right to comply with law enforcement requests or requirements relating to your use of this Website or information provided to or gathered by S&C with respect to such use.
Any claim or controversy arising out of, relating to, or concerning this Website and/or these Terms and Conditions must be submitted to and settled under binding arbitration in Atlanta, Georgia, U.S.A. in accordance with the rules of the American Arbitration Association. Subject to the rules of the American Arbitration Association, the decisions of the arbitrators will be binding and conclusive upon all parties involved, and judgment upon any decision of an arbitrator may be entered in the highest court of any forum, federal or state, having jurisdiction.
These Terms and Conditions constitute the entire agreement between you and S&C with respect to this Website. These Terms and Conditions supersede all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between you and S&C with respect to this Website. No modification of these Terms and Conditions will be effective unless it is authored by S&C or unless it is physically signed in blue ink by an officer of S&C. Any alleged waiver of any breach of these Terms and Conditions will not be deemed to be a waiver of any future breach. A printed version of these Terms and Conditions and/or of any notice given by S&C in electronic form will be admissible in judicial or administrative proceedings based upon or relating to these Terms and Conditions or your use of this Website to the same extent and subject to the same conditions as other business documents and records originally generated and maintained by S&C in printed form.
