Terms & Conditions

 

Terms and Conditions for use of Swett & Crawford Group's Website

This ("Website") and the materials within it are © [2006] Swett & Crawford Group, Inc. ("S&C").

Important! Please read these terms and conditions relating to your access and use of the website.

By accessing and using this Website you signify your acceptance of these Terms and Conditions.

S&C may modify these Terms and Conditions from time to time in its discretion. These Terms and Conditions were last updated October 11, 2006.

Use License

S&C grants you a nonexclusive, nontransferable, limited and revocable license to view this Website and to print individual pages from this Website for your own personal, noncommercial use, provided that you agree to and accept without modification the notices, terms, and conditions set forth in these Terms and Conditions. You may not modify, copy, distribute, transmit, display, perform, reproduce, decompile, recompile, disassemble, reverse engineer, upload to, publish, license, create derivative works from, transfer, or sell any information, material, software, products or services from this Website. You may not use the information contained on the Website or any of S&C's names or marks in connection with any unsolicited mailings, including any spam mailings to any person or entity from the Website.

As a condition of your use of this Website, you represent and warrant to S&C that you will not use this Website for any purpose that is unlawful, immoral, or prohibited by these terms, conditions, and notices. If you do not agree and accept without modification the notices, terms and conditions set forth herein, do not use this Website. Other than these Terms and Conditions, S&C will not enter into any agreement with you or obligation to you through this Website, and no attempt to create such an agreement or obligation will be effective.

Links to Third Party Sites

This Website may contain links to Websites operated by parties other than S&C. Such links are provided for your reference only. S&C does not control outside websites and is not responsible for their contents. S&C's inclusion of links to outside websites does not imply any endorsement of the material on the websites or any sponsorship, affiliation, or association with their owners, operators, or sponsors, nor does S&C's inclusion of the links imply that S&C is authorized to use any trade name, trademark, logo, legal or official seal, or copyrighted symbol that may be reflected in the links.

You may include a link to the Swett.com home page provided the link is for proper purposes and you send written notice at least ten days in advance of the use of such link to S&C via email to: "webmaster@swett.com" with your name and the name of your company, the email address and telephone number and the site address where the link to the page will appear.

S&C Information

S&C may make employment information available through this Website. S&C is an equal opportunity employer. S&C provides equal employment opportunity to qualified persons without regard to race, color, religion, sex, national origin, age, veteran status, or disability. S&C's policy relates to all phases of employment including recruitment, placement, promotion, training, demotion, transfer, layoff, recall and termination, rates of pay, employee benefits, and participation in all company-sponsored employee activities.

The information and materials in this website are provided for your review in accordance with the notices, terms and conditions set forth herin. These materials do not necessarily reflect the opinions of S&C or any of its agents. These materials are not guaranteed or represented to be complete, correct or up-to-date.

You may not act or rely on any information or materials in this website, and you particularly should not make any purchase or investment decisions based on any information or materials in this website. You must independently verify the accuracy of all such information and metrails before acting or relying thereon or making any purchase or investment decision in connection therewith. These materials may be changed without notice at any time.

No Warranties; Exclusion of Liability

The content on this Website is general insurance information only and is neither intended nor expected to be taken as advice with respect to any individual situation and cannot be relied upon as such.

The material and information in this website are provided “as is” and without warranties of any kind, either expressed or implied, S&C disclaims all warranties and conditions of any kind, including but not limited to all implied warranties and conditions merchantability, fitness for a particular purpose, title and non-infringement. S&C will have no liability or responsibility for any errors or omissions in the content of this website, for your action or inaction in connection with this website, or for any damage to your computer or data or any other damage you may incur in connection with this website. Your use of this website is at your own risk. It is oyur responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided on this website. All information set forth on this website is provided with the understand that the authors, publishers and distributors are not rendering legal, accounting, or other professional advice or opinions on your specific facts and S&C does not assume any liability whatsoever.

S&C does not represent or warrant that any of the information presented on this website or on the interet generally will be uninterrupted or error free, that defects will be corrected, or that this website or the server from which it is accessed is free from viruses, worms, trojan horses or other harmful components.

In no event will S&C or its agents be liable for any direct, indirect, special, incidental, or consequential damages arising out of or in connection with the use of this website, the materials in this website, the delay or inability to use this website, or otherwise arising in connection with this website, whether based in contract, tort, strict liability or otherwise, even if S&C or its agents have been advised of the possibility of such damages.

Some states and/or jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above exclusion may not apply to you.

Intellectual Property

This Website is or may be protected by copyrights, trademarks, service marks, international treaties and/or other proprietary rights and laws of the U.S. and other countries. As between you and S&C, S&C will own all right, title and interest in and to the Website and the materials set forth in the Website. You agree to notify S&C in writing promptly upon becoming aware of any unauthorized access or use of this Website or of any claim that infringes upon any copyright, trademark or other contractual, statutory or common law rights of any party.

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